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Depends if you have fully comp. and are claiming on your own insurance - in which case you won't get very far. The repairer will keep your car until they are paid.
Or if it's a third party claim and it's against you, in which case you'll get a load of hassle and then potentially end up in court.
As far as i'm aware you only pay the access when making a claim on your own policy.
If you can't pay it, you can't make a claim on it for your own losses.
If you crash into someone and are at fault and they claim from your policy i'm in the understanding you don't pay the excess unless claiming for your own losses
Hardcore is correct. Tpft excess us for the fire and theft part of the policy.
Originally posted by Dave
Originally posted by Stephen Fry
[B]"It's now very common to hear people say, 'I'm rather offended by that.' As if that gives them certain rights. It's actually nothing more... than a whine. 'I find that offensive.' It has no meaning; it has no purpose; it has no reason to be respected as a phrase. 'I am offended by that.' Well, so ****ing what."
[B]"It's now very common to hear people say, 'I'm rather offended by that.' As if that gives them certain rights. It's actually nothing more... than a whine. 'I find that offensive.' It has no meaning; it has no purpose; it has no reason to be respected as a phrase. 'I am offended by that.' Well, so ****ing what."
You would only need to pay to repair your own car, you're insurer would give you nothing.
Originally posted by Dave
Originally posted by Stephen Fry
[B]"It's now very common to hear people say, 'I'm rather offended by that.' As if that gives them certain rights. It's actually nothing more... than a whine. 'I find that offensive.' It has no meaning; it has no purpose; it has no reason to be respected as a phrase. 'I am offended by that.' Well, so ****ing what."
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