Announcement

Collapse
No announcement yet.

HPI insurance write off

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • HPI insurance write off

    Bought a car a didn't do a hpi (stupidly) now I did one earlier and it come up insurance right off :/ is there anything I can do about this?

  • #2
    Car was bought from a garage

    Comment


    • #3
      You may have some come back on this depending on a few things.
      Does the garage make a business out of selling cars or was it a one off?
      What Cat write off was the car you bought (A, B, C, D ect)

      Comment


      • #4
        It was a garage what buy and sell Cars, on the receipt I got there is a box saying something along the lines off "I, the car trader have done the relevant checks of the Cars history and if the odometer reading is correct" and they have to sign it but he hasn't :/ also it doesn't say what category it is

        Comment


        • #5
          If the garage were aware of it being a write off previously and never informed you of it, then they're in the wrong IIRC
          If they had no prior knowledge though "i think" they have done nothing wrong.

          If it's been a Cat A or B it shouldn't be back on the road. Cat C or D is moderate to minor damage and fine to drive again after repairs.

          Comment


          • #6
            You've got come back with the garage. They have to inform you of any previous write offs. Don't go in all guns blazing though, explain the situation and that you bought the car in good faith but have now found out it was a previous write off. How would they like to deal with this?
            Originally posted by Dave
            Originally posted by Stephen Fry
            [B]"It's now very common to hear people say, 'I'm rather offended by that.' As if that gives them certain rights. It's actually nothing more... than a whine. 'I find that offensive.' It has no meaning; it has no purpose; it has no reason to be respected as a phrase. 'I am offended by that.' Well, so ****ing what."

            Comment


            • #7
              Will have to go down and see what they have to say, what's the worst case scenario fir me?

              Comment


              • #8
                You have to go to court and explain to the court how you have lost out.

                Best case is garage offering totals the car back or offer a refund of a percentage.
                Originally posted by Dave
                Originally posted by Stephen Fry
                [B]"It's now very common to hear people say, 'I'm rather offended by that.' As if that gives them certain rights. It's actually nothing more... than a whine. 'I find that offensive.' It has no meaning; it has no purpose; it has no reason to be respected as a phrase. 'I am offended by that.' Well, so ****ing what."

                Comment


                • #9
                  Right ok cheers

                  Comment


                  • #10
                    Do you want the car?
                    Originally posted by Dave
                    Originally posted by Stephen Fry
                    [B]"It's now very common to hear people say, 'I'm rather offended by that.' As if that gives them certain rights. It's actually nothing more... than a whine. 'I find that offensive.' It has no meaning; it has no purpose; it has no reason to be respected as a phrase. 'I am offended by that.' Well, so ****ing what."

                    Comment


                    • #11
                      Not too bothered tbh need a car and could do with keeping it for a bit but that's about it, why?

                      Comment


                      • #12
                        The thing is, the car looks fine and i checked all engine bay to look for any signs of new parts or work been done to it and it all looks as it should, the Cars mileage all checks out and it was tested by the same garage since new so everything seems legit just the hpi says it was a insurance right off :/

                        Comment


                        • #13
                          That just means whatever the damage was done to it, wasn't worth the insurance paying out on. You can have a car wrote off for only getting a scratched bumper or dented wing on some cars

                          Comment


                          • #14
                            Yeah I know that mate but it's just a bit **** having a car with a right off marker against it :/

                            Comment


                            • #15
                              My other problem us I cant get to the garage until friday and would rather speak to them face to face than on phone

                              Comment

                              Working...
                              X