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Thread: The economy

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    Tim
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    The economy

    So for anyone who didn't understand the credit cruch, I think this is a good quick lesson

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    Country is in a dire mess. I earn the same now (29) as i did at 21 and things cost about a third more

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    Quote Originally Posted by P1nky View Post


    Country is in a dire mess. I earn the same now (29) as i did at 21 and things cost about a third more
    Not really P1nky, the country has been the same for many many more years than that, its the same old story. The rich getting richer, and the poor getting poorer. Thats the way the world works everywhere. Its down to the Greed Factor.
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    I'd not however say I am poor I'd say I'm average and those people are forgotten. Been through some incredibly tough times over the last few years, having to eat at my mums passing it off, as embarrased to admit i have no food in is just one example. Whereas friends who have never worked a day in their life go through it fine with plenty of food, heating on, house paid for and enough spare dough for a ten bud.

    The average man is forgotten in the uk.

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    Lee
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    That's the benefits culture. Too many people think they deserve a living, instead of actually earning it.
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    Tim
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    Lets not believe everything the Tories and the newspapers keep telling us, yes there is a minority who decide to live the benefit lifestyle, let's remember that a lot of people in society are struggling and the states supposed 'austerity' is just a way to kick the poorest in society whilst they are down. The benefits bill for the unemployed is quite insignificant in the grand scheme of things.

    Also the banks who caused the global economic crisis were bailed out with our tax money, now whilst the average persons wage has not risen inline with inflation for the last 4-5 years, the executives of these banks have had wage rises of 34% over the same time period.

    It's easy to blame the lazy when your daddy has paid for your private education then you have been given a job with one of daddy's friends in the city.

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    A minority? come to gainsborough mate id say 75% of my age group dont work!
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    Tim
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    Yes the minority, 12.5 billion is paid in 'job seekers allowance' each year, to put that into perspective 70-150 billion is lost in tax dodging every year (done by the richest in society) and 900 billion was paid out to the banks (again richest in society) to bail them out.

    Yea it's them work shy that have put the country in the **** position that it's in, nothing to do with the rich but don't let the facts effect your Tory led view of blame the victim. It's not in the Tories agenda to make their mates pay, blame the poor instead whilst also making it worse for the poor in society.

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    Hardly a tory viewpoint

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    Lee
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    Does that include the people claiming sickness, child support, DLA etc? I was brought up on an estate, and it's a way of life. You don't get a job, you claim for as many benefits as possible, breed, teach your kids the same, continue the cycle.
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    Tim
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    What started the cycle? Up here it was closing the mines, steelworks, etc. created an area where everyone worked into an area where there were no jobs, families had to live on benefits and the cycle continued.

    I'm not saying it doesn't happen, but I am saying that we have been fed the 'the country is in a state because too many people claim benefits' when bigger problems are ignored because it helps the politicians or the politicians friends. Obviously don't want to clamp down too hard on tax dodging especially when David Cameron's dad was a big tax dodger.

    There's also the question that if companies can get away with paying such small wages is it any wonder people don't want to work when they would actually be worse off by working?

    If houses were allowed to be built, if most weren't bought by 'buy to let' investors would houses be cheaper? Meaning more people could afford a house rather than having to love off housing benefit from the government?

    I'm not left wing and I don't believe in a socialist state but when the country suffers 'austerity' (yet the defexiet keeps rising' and inflation is rising a lot faster than my wage (and the average persons wage) yet the people who caused the crisis in the first place enjoy wage rises averaging 34% then questions should be asked.
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    I have no idea how it started Tim but I do agree it's not the largest problem and I also agree with the points you made.
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    It's the Tory party manifesto, tax and blame the poor to give extra to the rich

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    I agree with you both.

    I've seen first hand the benefit culture, but in their defense work usually pays less then benefits do in many cases. Part time work etc or low paid work under the tax credit threshold. The idea of tax credits is mental. Wages should pay.

    At same time though just because it's easier to bum about doesn't mean you should. I never wanted to be out of work and it's took me seven years of crap jobs and losing jobs to get the entry level job I wanted when I left college...late ...not brill but I earned it and proud.

    Economy is dire and you yourself Tim know how knackered up north is at least for jobs but we scrape by and there are jobs it's just competitive as hell.

    We are bombarded with people to blame why we are in the **** and yeah usually it's immigration or dole bums to blame as far as media is concerned.

    What about student debt or tax evasion and false expenses and bank staff bonuses and god knows what else... Or when I get behind on my bills??

    Gets you down as the **** never ends lol.
    Last edited by Aaron; 26-11-2013 at 10:02 PM.

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    Not just welfare though, we are also suffering austerity to our health service, our armed forces, our police force, our infrastructure, etc. yet austerity has shown not to work in the past whereas investig whilst our interest rate are below inflation have shown to promote growth which over the long term has helped countries pull themselves out of recessions in the past.

    So far austerity has made everyone, except the elite in society, poorer; why as a nation are we putting up with it.

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    very labour driven viewpoint also tim....

    You would be very naive to believe that all parties don't have the same agendas?

    From what I've seen into it.. the tories cutback get our finances in order and stack some money up until people are too upset with living by their means and then vote labour into power who give give give which is by no means a bad thing, however the problem is is there's nothing in the coffers to pay for it... People get peeved the country has no money and vote tories into power who then have to introduce cutbacks by default, so it seems a cycle!

    To blame the pits closing means a benefit led way of life is the only option is pretty much the general excuse where i grew up. However the problem with their argument is that many industries rapidly moved into the areas that the pits closed recognising the relatively cheap semiskilled workforce. Problem being the pit lads didn't want these jobs as it wasn't 'a good screw' like the pit where they could do wild shifts to multiply their money and call in sick on other days as they didnt need to work etc etc.

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    I wouldn't really consider my viewpoint labour either, they aren't a real left wing party any more.

    However the blame them for spend, spend, spend to cause the Tory cuts you need to have a read up a bit more, before the banking crash labour had actually cut out national debt (as a percentage to GDP) compared to when the Tories were last in government, bailing out the banks is what caused the debt to spiral rapidly.

    Also country debt is different to a personal debt. As our country can actually borrow money at a lower interest rate than inflation they would actually be borrowing money for free. By investing this money, whilst free, into infrastructure they could actually create jobs and kick start the economy.

    For evidence of this working, look at the UK after world war 2 when national debt was 235% of GDP during the time after that the NHS was created, welfare was created and other infrastructure was invested in and our economy flourished.

    Also the Tories haven't actually cut spending, our defexiet is growing yet a lot of normal people have lost their jobs. Apart from the private sector which has made a lot of redundancies, the public sector has made redundancies. So is it not a case of 'we'll make them redundant and then blame them for being benefit scroungers?'

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    Also whilst I'm on a rant about banks:
    'yes you can have an overdraft it will cost you 1 a day',
    ok I don't an overdraft but what happens if I mis-calculate, or more commonly, I check my balance on a cash machine and spend money you say I've got but a bill has already come out;
    'that's fine sir, if that happens we will charge you 5 a day'.
    5 a day, I don't want you to do that, I just want you to not let me take money out;
    'We can do that sir, it's called "control"'
    Well that sounds what I want, I'll have that.
    'No problem sir, so that will cost 10 a month'

    Can anyone honestly tell me how this isn't hitting the poorest in society.
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    Quote Originally Posted by Tim View Post
    Also whilst I'm on a rant about banks:
    'yes you can have an overdraft it will cost you 1 a day',
    ok I don't an overdraft but what happens if I mis-calculate, or more commonly, I check my balance on a cash machine and spend money you say I've got but a bill has already come out;
    'that's fine sir, if that happens we will charge you 5 a day'.
    5 a day, I don't want you to do that, I just want you to not let me take money out;
    'We can do that sir, it's called "control"'
    Well that sounds what I want, I'll have that.
    'No problem sir, so that will cost 10 a month'

    Can anyone honestly tell me how this isn't hitting the poorest in society.
    Argued with hsbc over this many times

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